In most cases 3-D Secure is not mandatory, but is highly recommended. It is however compulsory when processing Maestro cards. Some acquiring banks require that you use 3-D Secure. Please check with your acquiring bank before making any decisions on this.
If you are using Payment Pages, 3-D Secure will be enabled automatically by ourselves. If you are using an API system and require 3-D Secure, you have to include the relevant XML for performing 3-D Secure requests or if you are using the JSON integration, please refer to the Online 3-D Secure documentation.
The majority of Visa / Mastercard branded cards are covered by 3-D Secure, which does include some Commercial Cards. More information can be provided by your acquiring bank.
Provided you are utilising the 3-D Secure system, you will be covered for the majority of fraudulent transactions that are processed and the liability for payment will shift back to the card issuer.
3-D Secure is an additional layer of security that authenticates a customer during a transaction. It also affords you more protection against potential chargebacks.
Yes, you must send an email to [email protected] requesting for your account to be switched into live mode.
|Please note: this is only possible after you have received the email informing you that your merchant number has been successfully tested!|
These will be sent out by the support team once they’ve been set up after your contract has been signed with your account manager. Account Credentials are usually supplied within a 48-hour period.
Yes, these features are fully supported.
There is a fully integrated Re-Auth button that is available at the bottom of every transaction you have processed in MyST, allowing you to re-attempt another payment against that card.
|Please note: re-authorisations will not include the Security Code. You may be charged extra fees from your acquiring bank, please check with them before re-authorising!|