Merchant accounts with a range of global acquirers
At Secure Trading we maintain excellent relationships with leading acquirers across the world including American Express, Barclaycard and Lloyds Bank, meaning that if you need a new merchant account we can offer you expert, impartial advice on finding the best acquiring merchant services bank to suit your business’ individual needs.
Secure Trading is a wholly independent payment services provider, not tied to any bank, which allows us to form close partnerships with these acquiring merchant banks, so whether you’re in Asia, Australia, Europe, North America or South America, we’ve got a partner who’ll be able to serve your interests. We understand how different banks can be better suited to certain sectors and industries so will be able to give you all the information you need, without bias, allowing you the freedom to make an informed decision when it comes to picking the right acquiring merchant services bank for your business.
Processing Card Transactions Through an Acquiring Merchant Bank
It is the job of acquiring merchant banks to ‘acquire’ any transactions made via debit or credit card, on behalf of you, as a merchant. An acquiring merchant bank differs from an issuing bank (the bank who have issued the credit or debit card to your customers) in that they merely act as an intermediary to determine whether a transaction gets approved or declined, based on the information held by the issuing bank.
The acquirer assumes the risk of the transactions it processes meaning it takes responsibility for the funds clearing as expected. Acquiring merchant banks will therefore also be responsible for refunds and chargebacks where appropriate, which is why they charge fees for their services.
Choose Secure Trading to Help Find the Right Acquiring Merchant Bank
Take a look at our merchant account services or find out more about joining our merchant acquirer partner program if you’d like further information on how Secure Trading can provide you with the solution you need. Get in touch with Secure Trading today and we’ll be happy to talk you through your options.