Apple Pay

Apple Pay is a wallet-based mobile payment service by Apple Inc. that lets users process payments using an iPhone, iPad or Mac. Customers benefit from a familiar and streamlined checkout experience, where their billing information can be pre-filled, ready for purchase. Customers are authenticated quickly by placing their finger on the built-in reader or through facial-recognition. Apple Pay uses tokens to ensure no sensitive payment information is stored with Apple, on the customer’s device or on your own servers.



Supported customer countries AE, AU, CA, CH, CN, DK, ES, FI, FR, GB, GG, HK, IE, IM, IT, JE, JP, NZ, RU, SE, SG, SM, TW, US, VA (Full list of supported countries)
Supported currencies
Dependent on your acquiring bank.
Account checks Supported by select acquiring banks.
AVS / Security code checks AVS checks are supported. Security code checks are not supported.

Important: The security code setting on your security policy is not applicable for Apple Pay transactions, and therefore, they cannot be suspended based on the security code. However, AVS checks are still performed, and transactions can still be suspended due to your security policy configuration.

Fraud checks (opt-in) Supported.
Duplicate checks (opt-in) Supported.
Protect Plus Supported, but checks cannot be run over the card details, as these are not made available to Secure Trading for Apple Pay transactions.
Subscriptions Recurring payments and subscriptions supported.
You must have a merchant number that supports processing recurring payments.
Refunds Full and partial refunds supported.
Payments may be subject to chargebacks.


Process overview

What will the customer see?



  • If supported by the customer’s device, Apple Pay will be displayed as an option to complete the payment.
  • The customer taps the Apple Pay option, and a payment sheet slides into view with details of the order.
  • The customer can review the order and update their address and payment details, if needed.
  • The customer places their finger on the Touch ID sensor on their device in order to verify their identity.
  • If successful, on-screen confirmation will be displayed and the customer will be redirected to your success page.


Please click your preferred integration method from the options below: